NFC-enabled cards:

  • Limited range: NFC-enabled cards have a limited range of about 4 inches, so they must be held close to the payment terminal in order to work. This can be inconvenient in some situations.
  • Limited availability: While NFC-enabled cards are becoming more common, not all merchants support this payment option.
  • Security concerns: Although NFC-enabled cards are generally considered secure, there is always a risk of hacking or other security breaches.

Wi-Fi enabled cards:

  • Security concerns: Like any wireless technology, Wi-Fi enabled cards are vulnerable to hacking and other security threats.
  • Battery life: Wi-Fi enabled cards require power to function, so they may need to be recharged or replaced periodically.
  • Compatibility: Wi-Fi enabled cards may not be compatible with all payment terminals or devices, which can limit their usefulness in some situations.