An Electronic-wallet (e-wallet) is an electronic application that is preloaded with currency by the user. They are designed to be convenient over the traditional-wallets, enabling online e-commerce transactions like purchasing goods, paying utility bills, etc.,. A plethora of these e-wallets are provided online for downloading through “apps” to support both point of sale transactions and peer-to-peer transactions between individuals.

It is necessary digital users are aware of uses, threats and safe online practices to be followed while  using E-wallet.